2018 Whole Life Insurance Dividend Rate Annoucements

Most insurance companies have announced their 2018 whole life insurance dividend rate and payout for the upcoming year.

This years announcement is trending with continued declines in declared dividend rates for most companies. Some companies have made it easy to learn what the dividend rate will be for the upcoming year. Others, prefer to hide the information or just not publish it at all.

The Definitive Guide To Split Dollar Life Insurance Arrangements

A Split Dollar Life Insurance Plan is a sophisticated strategy that can help with the payment of life insurance premiums for executive benefits and estate planning purposes.

Split Dollar can be a great tool for a company looking to provide additional benefits to key employees, or for individuals interested in minimizing gift tax for estate planning purposes.

Ultimate Guide to Buy Sell Agreements with Life Insurance

A buy-sell agreement funded with life and disability insurance protects the owners of a business due to the death, disability, or retirement of its owners.

Buy-sell agreements are designed to protect the interests of all owner’s dictating when an owner can sell their interest, who can buy it, and what price will be paid.

What is a Life Insurance Retirement Plan (LIRP) and How Does it Work?

A Life Insurance Retirement Plan (LIRP) is a tax-efficient way for indviduals to save for retirement by providing income you can enjoy during your lifetime.

It effectively allows you to protect your loved ones while saving for retirement. It can be a good solution for high income earners maximizing qualified plan contributions.

7 Advantages of Term Life Insurance for Family Protection

Term life insurance is the easiest and most affordable way to protect against the financial loss of a parent.

Term life insurance is the most sensible solution to the problem most families are trying to solve – making sure your family would be financially secure if something happened to you or your spouse.

Do Parents ACTUALLY Need Permanent [Whole] Life Insurance?

You’ve reached the stage of life where if something happened to you it would have a negative financial impact on somebody else.

Life insurance is the most common solution. Determining how much and what kind of life insurance can be confusing. This post uncovers the common sense path to securing life insurance.

Life Settlement vs. Surrendering Your Life Insurance Policy

A life settlement is a transaction where an existing life insurance policy is sold to a third-party for fair market value.

While some people may grimace at the idea of having somebody else own an insurance policy on their lives, others will gladly accept the risk based on how much a buyer may be willing to pay to own the policy.

The Ultimate Guide to Indexed Universal Life Insurance

Indexed Universal Life Insurance offers a unique alternative to more traditional permanent life insurance policies.

Indexed universal life insurance can provide indexed market returns while limiting downside risk. This in turn can impact the amount of premium, numbers of years to pay premium, and/or policy cash value.

[FACT] There Is No Such Thing As A Section 7702 Plan

Internal Revenue Code Section 7702 provides definitions and guidelines for what is and is not considered a permanent life insurance policy.

A Section 7702 Plan is a term used by promoters and marketers to disguise the fact their trying to sell you life insurance. These deceptive practices are deplorable and ignorant.

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