Whole Life Insurance Posts

What Are The Different Types of Life Insurance Policies?

Life insurance policies can be very simple or extremely complex given the circumstances. Much of this is a function of the type of policy and how it is being used.

Irrevocable Life Insurance Trust (ILIT) for Estate Planning

Life insurance owned by an irrevocable life insurance trust (ILIT) can be the easiest and most efficient way to reduce estate taxes and preserve your wealth.

What is a Term Life Insurance Conversion?

A term life insurance conversion allows a policy owner to convert their existing term insurance to a permanent life insurance policy.

2018 Whole Life Insurance Dividend Rate Annoucements

2018 Whole Life Insurance Dividend Rate Annoucements

Most insurance companies have announced their 2018 whole life insurance dividend rate and payout for the upcoming year.

This years announcement is trending with continued declines in declared dividend rates for most companies. Some companies have made it easy to learn what the dividend rate will be for the upcoming year. Others, prefer to hide the information or just not publish it at all.