Welcome to Mericle & Company
Let’s Explore What We’re All About
CREATE
By understanding our client’s needs, wants, and wishes we are able to offer individualized services focused on forming a long-term partnership.
GROW
Our services are tailored to the needs of our clients – from basic concepts to advanced solutions.
As your needs grow, so to do the services we offer.
PROTECT
We have specialized knowledge and experience working with high-net worth business owners, families, and individuals that allows us to understand and address your specific concerns.
Welcome to Mericle & Company
Let’s Explore What We’re All About
CREATE
By understanding our client’s needs, wants, and wishes we are able to offer individualized services focused on forming a long-term partnership.
GROW
Our services are tailored to the needs of our clients – from basic concepts to advanced solutions.
As your needs grow, so to do the services we offer.
PROTECT
We have specialized knowledge and experience working with high-net worth business owners, families, and individuals that allows us to understand and address your specific concerns.
Business Owners
And Their Companies
TAX SOLUTIONS
We have partnered with a unique team of professional advisors specializing in helping business owners significantly reduce taxes, protect assets, and create tax-favorable income. For business owners interested in mitigating $50,000 or more of income taxes, we have solutions for you.
BUY-SELL PLANNING
Proper buy-sell planning provides an exit strategy for a business owner and their partners most commonly in the event of an unforeseen death or disability of an owner. When properly structured and funded, a buy-sell agreement can play a critical component for the continuity of a business result from an unforeseen circumstance.
SPLIT DOLLAR LIFE INSURANCE
A Split Dollar Plan is a cost-effective and tax-efficient way to provide valuable life insurance death benefit protection for business owners and/or select employees. Under a split-dollar plan, the employer owns the policy and has access to the policy cash value and controls the policy.
NON-QUALIFIED DEFERRED COMPENSATION (NQDC)
For businesses with highly-compensated employees interested in providing additional benefits or in creating a way for those individuals to reduce their personal income taxes, we are able to design and implement executive compensation programs focused on helping the business and providing several benefits to its key employees.
EXIT STRATEGIES
Selling your business may be one of the most important decisions you’ll ever make. We work with business owners to help them reduce taxes on the sale of highly appreciated assets – like a business, real estate, or public stock.
EMPLOYER-SPONSORED RETIREMENT PLANS
For businesses interested in offering their employees a safe and secure way to save for retirement through an employer-sponsored retirement plan, we can advise you on the best alternative for your needs. Whether you’re considering a SIMPLE IRA, 401(k), or a Cash Balance plan, we can provide you the guidance you need to make the right decision.
EMPLOYEE BENEFITS
We are able to help guide business owners and/or their human resources department to design employee benefit plans that help recruit and retain your employees. Whether you’re considering offering health insurance benefits for the first time or interested in offering additional voluntary benefits, we are able to design a solution that works best for you.
Families
And Individuals
LIFE INSURANCE FAMILY PROTECTION
Taking the steps to make sure your family will be financially secure for the rest of their lives is one of the most important decisions an individual can make. We work with most major insurance companies to make sure you get the life insurance coverage that is right for you.
ESTATE PLANNING
You’ve accumulated a lifetime of wealth, and now you’ve decided you’d rather leave a legacy instead of a tax bill. We have partnered with the nation’s best attorneys, trustees, and accountants to deliver best in class estate planning services.
LIFE INSURANCE POLICY REVIEW
Reviewing existing life insurance coverage on an annual basis provides policyholders with the peace of mind to know their coverage will be there when they need it most. Life insurance policies are constantly changing. A life insurance policy review will provide you with the information you need to make the right decision with your existing coverage.
INCOME PROTECTION - DISABILITY INSURANCE
Income protection is the process of
PREMIUM FINANCING
Premium financing allows affluent individuals to purchase life insurance using borrowed money to pay for premiums. Whether you’re considering this for estate tax purposes or supplemental income down the road, we work with both the bank and insurance company to design a plan that is best-suited for you.
LONG-TERM CARE INSURANCE
Seventy percent of people over the age of 65 will require some form of long-term care services during their lifetime. The average cost of nursing home care in the United States is approximately $85,000 per year. We provide individuals with access to coverage to help mitigate or eliminate the financial risk associated with a long-term care event.
