Using Life Insurance to Protect Retained Earnings in a Closely Held Corporation
Closely held corporations often retain earnings rather than distribute them, aiming to reinvest in growth or strengthen the balance sheet. But while this strategy can build enterprise value, it also...
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Using Life Insurance to Protect Retained Earnings in a Closely Held Corporation
June 11, 2025
Closely held corporations often retain earnings rather than distribute them, aiming to reinvest in growth or strengthen the balance sheet. But while this strategy can build enterprise value, it also...
Understanding the Restricted Property Trust: A Strategic Solution for High-Income Business Owners
May 07, 2025
For successful business owners with annual earned income exceeding $700,000, reducing income taxes while building long-term wealth is a constant challenge. Most traditional retirement...
Buy-Sell Agreements: Why Life Insurance Is the Smartest Funding Option
April 09, 2025
When it comes to safeguarding the future of a privately held business, few tools are as critical - or as overlooked - as the buy-sell agreement. These legally binding contracts ensure a smooth...
Why CPAs are Rethinking Life Insurance for High-Income Clients
March 12, 2025
For years, many CPAs viewed life insurance primarily as a sales product - not a planning solution. That view was understandable. Too often, proposals lacked context, coordination, or transparency,...
How Life Insurance Enhances Executive Bonus Plans
February 12, 2025
In today’s competitive talent landscape, business owners and executives are constantly searching for ways to attract, retain, and reward key employees. Traditional bonus structures and equity...
How Successful Business Owners Can Use Life Insurance to Reduce Taxes
January 08, 2025
If you're a successful business owner earning $700,000 or more in annual income, you’re likely aware of just how punishing the tax code can be. Despite maxing out retirement plans and leveraging...
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Family Protection
October 05, 2022
What John Hancock’s Crediting Rate Increase Means for Policy Owners
On September 1, 2022, John Hancock increased their crediting rate 20 basis points on their Protection Universal Life and Protection Survivorship...
Business Planning
June 11, 2025
Using Life Insurance to Protect Retained Earnings in a Closely Held Corporation
Closely held corporations often retain earnings rather than distribute them, aiming to reinvest in growth or strengthen the balance sheet. But while...
Estate Planning
March 12, 2025
Why CPAs are Rethinking Life Insurance for High-Income Clients
For years, many CPAs viewed life insurance primarily as a sales product - not a planning solution. That view was understandable. Too often,...
The Benefits of a Life Insurance 1035 Exchange
December 01, 2021
Accumulation
March 02, 2022
What is a Life Insurance Retirement Plan (LIRP) and How Does it Work?
A life insurance retirement plan or LIRP is a tax-efficient way for individuals to save for retirement by providing benefits you can enjoy during...
Planning Solutions
May 07, 2025
Understanding the Restricted Property Trust: A Strategic Solution for High-Income Business Owners
For successful business owners with annual earned income exceeding $700,000, reducing income taxes while building long-term wealth is a constant...
Life Insurance Products
May 07, 2025
Understanding the Restricted Property Trust: A Strategic Solution for High-Income Business Owners
For successful business owners with annual earned income exceeding $700,000, reducing income taxes while building long-term wealth is a constant...
[FACT] There Is No Such Thing As A Section 7702 Plan
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The Importance of Life Insurance Policy Reviews
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