How Life Insurance Enhances Executive Bonus Plans

In today’s competitive talent landscape, business owners and executives are constantly searching for ways to attract, retain, and reward key employees. Traditional bonus structures and equity incentives may offer short-term motivation, but they often fall short in...

Common Life Insurance Policy Riders

Life insurance policy riders are add-ons to a life insurance policy at issue. The best way to think of a rider is they are like an option for your car. For instance, you have a base model car. Then, for an additional cost, you can add options. Options may include an...

What is a Term Life Insurance Conversion?

A term life insurance conversion allows a policy owner to convert their existing term insurance to a permanent life insurance policy. Term life insurance is the most common form of life insurance individuals own. It is useful for providing family protection, buy-sell...

Guidelines for Transferring Business Owned Life Insurance

There are several reasons a business may want to transfer ownership of a corporate-owned life insurance policy to an individual. Perhaps a business owner is selling their company and would like to keep the policy for their individual planning. Maybe it is an employee...

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