One of the most important parts of owning a life insurance policy is naming the beneficiary.
Properly naming the beneficiary of a life insurance policy can be a key decision to ensure the proceeds are distributed and used properly.
We have compiled a list of questions and answers to help provide additional guidance.
Crediting rates and dividend rates on permanent life insurance policies are at all-time lows and will likely continue to decrease.
The impact of these rates can be financially devastating for policy owners of permanent life insurance.
Reviewing your permanent life insurance coverage today can help you tomorrow.
Spousal Lifetime Access Trust(s) are ideal for married couples with a potential estate tax liability who want flexibility in their estate planning.
A Spousal Lifetime Access Trust allows one spouse to be a beneficiary of the trust, while the other spouse is the grantor of the trust.
A Spousal Lifetime Access Trust (SLAT) allows a client to make irrevocable transfers of assets.
There are several reasons a business may want to transfer ownership of a business or corporate-owned life insurance policy.
Before changing the ownership it is important to know the policy’s fair market value, understand any tax issues that may exist upon transferring ownership, and the best way to distribute the policy.
Indexed Universal Life Insurance is one of the most complicated life insurance products in the marketplace.
This guide explores the different factors that can have a significant positive or negative impact on a policy’s performance.
A sale to an Intentionally Defective Grantor Trust (IDGT) in combination with life insurance allows high-net-worth families to accomplish different wealth transfer goals with flexibility.
Learn how these techniques can help families solve wealth transfer, estate, and philanthropic planning goals.
