What is a Life Insurance Retirement Plan (LIRP) and How Does it Work?

A Life Insurance Retirement Plan (LIRP) is a tax-efficient way for indviduals to save for retirement by providing income you can enjoy during your lifetime.

It effectively allows you to protect your loved ones while saving for retirement. It can be a good solution for high income earners maximizing qualified plan contributions.

Northwestern Mutual Struggles Continue – Should Policy Owners be Worried?

Northwestern Mutual announces they will be laying off hundreds of employees by March 31, 2017.

This announcement comes a few months after Northwestern Mutual announced they will be reducing their dividend scale interest rate by more than 8-percent for all Northwestern Mutual dividend based insurance products.

The Ultimate Guide to Indexed Universal Life Insurance

Indexed Universal Life Insurance offers a unique alternative to more traditional permanent life insurance policies.

Indexed universal life insurance can provide indexed market returns while limiting downside risk. This in turn can impact the amount of premium, numbers of years to pay premium, and/or policy cash value.