Crediting rates and dividend rates on permanent life insurance policies are at all-time lows and will likely continue to decrease. An underperforming life...
Insights
Life Insurance
Explore insights on life insurance planning, policy design, taxation, policy performance, and strategies for managing existing coverage. Learn how different types of life insurance can be structured and evaluated to support long-term financial and planning objectives.
2018 Whole Life Insurance Dividend Rate Annoucements
It is that time of year when insurance companies announce their 2018 whole life insurance dividend rate and payout for the upcoming year. This year's...
How Your Permanent Life Insurance Policy Could Terminate Before You Die and What You Can Do to Stop It From Happening
Purchasing life insurance coverage is important for many people. It helps protect against the financial loss of a loved one, provides liquidity for estate...
The Flexibility and Benefits of Universal Life Insurance
Universal Life Insurance is the least expensive and most flexible form of permanent life insurance. Like most permanent life insurance policies, universal...
Northwestern Mutual Struggles Continue – Should Policy Owners be Worried?
Northwestern Mutual announced on January 26, 2017, they will be laying off hundreds of employees by March 31st. The company’s chief investment officer told...
7 Advantages of Term Life Insurance for Family Protection
Term life insurance is the easiest and most affordable way to protect against the financial loss of a parent. Although term life insurance may not always be...
Why Convertible Term Life Insurance Matters And What You Need to Know About It!
Converting a term life insurance policy can be a valuable benefit. However, it is often overlooked. Most term life insurance policies include a feature...
What The Northwestern Mutual Dividend Rate Reduction Means For Policyowners
On October 26, 2016, the CEO of Northwestern Mutual announced a 45-basis point dividend scale interest rate reduction to its policy owners. This reduction...
Life Settlement vs. Surrendering Your Life Insurance Policy
A life settlement is a transaction where an existing life insurance policy is sold to a third party for fair market value. While some people may grimace at...
