Discover Mericle & Company
Who We Serve
Mericle & Company specializes in working with affluent families, privately-held businesses and their owners, family offices, and their advisors to deliver tailored life insurance solutions.
What We Do
We are a boutique life insurance advisory firm with expertise in the design, implementation, and management of life insurance products, portfolios, and strategies.
Why Choose Us
Our relationship with dozens of insurance companies ensures our clients have access to the most cost-effective and appropriate products to meet their current and future planning goals.
MCo. Case Studies
Explore Client Success Stories. We help our clients navigate the complexities of life insurance while achieving superior results.
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Life Insurance Policy Review
Permanent life insurance policies can change over time impacting overall policy performance. Completing a regular policy “check-up” can help mitigate unanticipated surprises.
Trust Owned Life Insurance
Owning life insurance in an Irrevocable Life Insurance Trust can help high-net-worth families create liquidity to assist with transferring large estates income and estate tax-free.
Life Insurance Premium Financing
Life Insurance Premium Financing helps high net worth families secure large life insurance policies. Life Insurance Premium Financing helps high net worth families secure large life insurance policies.
FEATURED BLOG POSTS
Lifetime Gift Tax Exemption in 2026: What High-Net-Worth Families Need to Know
The federal lifetime gift and estate tax exemption has been one of the most discussed planning topics of the past several years. For affluent famil...
Estate Liquidity Risk: The Silent Failure in Otherwise Well-Designed Estate Plans
For many affluent families, estate planning feels complete. Trusts are drafted, documents are signed, assets are titled, and professional advisors ...
Estate Liquidity: Planning Before the Event, Not After It
For many affluent families, estate planning feels complete. Trusts are drafted, assets are titled, beneficiary designations are in place, and advis...
How Life Insurance Supports Multi-Generational Business Succession
Passing a family business from one generation to the next is rarely simple. It requires balancing liquidity, control, and fairness — three compet...
Advanced Life Insurance Design: Beyond Whole Life vs. IUL
For decades, the life insurance conversation has often been framed as a binary choice: whole life versus indexed universal life (IUL). Both have pa...
Year-End Checklist for High-Income Earners Using Life Insurance
As the year winds down, high-income earners often turn their attention to last-minute tax planning and financial clean-up. While charitable contrib...
Spousal Lifetime Access Trust: Gifting Without Giving it All Away
When most people think of gifting assets to reduce their taxable estate, they assume those assets are gone forever – out of reach for good. B...
Using Life Insurance to Protect Retained Earnings in a Closely Held Corporation
Closely held corporations often retain earnings rather than distribute them, aiming to reinvest in growth or strengthen the balance sheet. But whil...
Understanding the Restricted Property Trust: A Strategic Solution for High-Income Business Owners
For successful business owners with annual earned income exceeding $700,000, reducing income taxes while building long-term wealth is a constant ch...