A Consultative Approach to Life Insurance...

Whether You're Looking to Protect Your Family...

...Or Your Assets from Estate Taxes

We're Ready to Get Started As Soon As You Are

TRUST

We are dedicated to helping our clients and their advisors achieve the most optimal current and future planning results.

EXPERIENCE

By incorporating your current needs and future goals, we are able to create a solution focused on what’s important to you.

INDEPENDENCE

By working with only the best carriers we are able obtain the most favorable policies at the most competitive pricing available.

Why Choose Us

Mericle & Company is an independent, boutique life insurance consulting firm.

We specialize in working with successful & affluent families, privately held business owners, trustees, family offices, and charitable organizations.

Our commitment starts with independence.

Independence enables us to obtain the most favorable policies at the most competitive pricing available – even for hard-to-insure individuals.

We continue our commitment by providing exceptional and ongoing policy management, maintenance, and oversight.

Our approach is a tailored one, incorporating your current needs and future goals with our ideas to create a carefully designed plan focused on a solution based on your best interests – not ours.

Life insurance is more than a numbers game – it is a highly personal and emotional decision that can make or break your family’s financial future.

Who can you trust to handle it?

With your trust and our experience, you have access to the information you need to make an informed decision.

From Our Blog

Stay Up To Date On Everything Life Insurance

 

What the Tax Cuts and Jobs Act of 2017 Means For Privately Held Business Owners

The Tax Cuts and Jobs Act of 2017 was signed into law December 22, 2017, to benefit businesses, individual taxpayers, and families.

The primary beneficiaries of The Act are business owners of privately-held corporations and pass-through entities. As a result, most business owners now have more planning options.

2018 Whole Life Insurance Dividend Rate Annoucements

Most insurance companies have announced their 2018 whole life insurance dividend rate and payout for the upcoming year.

This years announcement is trending with continued declines in declared dividend rates for most companies. Some companies have made it easy to learn what the dividend rate will be for the upcoming year. Others, prefer to hide the information or just not publish it at all.

The Definitive Guide To Split Dollar Life Insurance Arrangements

A Split Dollar Life Insurance Plan is a sophisticated strategy that can help with the payment of life insurance premiums for executive benefits and estate planning purposes.

Split Dollar can be a great tool for a company looking to provide additional benefits to key employees, or for individuals interested in minimizing gift tax for estate planning purposes.

Ultimate Guide to Buy Sell Agreements with Life Insurance

A buy-sell agreement funded with life and disability insurance protects the owners of a business due to the death, disability, or retirement of its owners.

Buy-sell agreements are designed to protect the interests of all owner’s dictating when an owner can sell their interest, who can buy it, and what price will be paid.