Updated May 5, 2026 to reflect current estate tax exposure and planning considerations. An irrevocable life insurance trust, often called an ILIT, is a...
Irrevocable Life Insurance Trust: How an ILIT Helps Create Estate Liquidity
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Insights
Estate Planning
Life insurance can play an important role in estate planning by providing liquidity, helping fund estate tax obligations, supporting wealth transfer strategies, and protecting illiquid assets from a forced sale. Explore insights on estate liquidity, irrevocable life insurance trusts (ILITs), gifting strategies, premium financing, and other life insurance strategies for high-net-worth families.
High Net Worth Life Insurance Estate Planning
When it comes to estate planning, life insurance can be an important tool for high-net-worth individuals and families. Often, life insurance is used to help...
Premium Financing Life Insurance
Premium financing life insurance is the process of borrowing money to pay large life insurance premiums. Annual premiums will typically range from $100,000 on...
The Benefits of A Spousal Lifetime Access Trust (SLAT)
A Spousal Lifetime Access Trust (SLAT) allows a client to make irrevocable transfers of assets to fund trust-owned life insurance. A Spousal Lifetime Access...
Advanced Planning: Leveraging Sales to a Defective Trust Using Life Insurance
A high-net-worth family was working with their estate planning attorney to reduce estate taxes and minimize gift taxes. The couple’s $160 million net worth is...
Premium Financing Life Insurance Case Study: How to Create Estate Liquidity Without Selling Assets
Updated April 2026 to reflect current estate tax exposure and planning considerations. Premium financing life insurance has become an increasingly important...
The Ultimate Guide to Life Insurance Premium Financing (Ultra Affluent Families, This One’s For You…)
Life insurance premium financing enables an owner of a life insurance policy to borrow money to pay premiums. There are several different scenarios where life...